Retirement: What's your number?

trust me you can't send kids to the public schools here.

 

How? Heat and air is like $350 a month, and daycare is $850.

We don't do crap, and spend at least $2k on necessities.

 

We got 3.125% through the VA last month. Very happy with that. Like you, the timing of it has the house paid off right before I retire.

 

I pay that for 1 but she goes 5 days a week.

 

Wow. Where do you shop for hookers?

 

Forgot to take into account insurance since it's automatically deducted.

Heat/AC/water/Natural gas come in at a total of $300.
Food: $400.
All insurances including car total $700/mth.
Gas: $100.
Phones: $100.
Internet: $50.
Netflix/Spotify: $30.

So on average, $1700 without mortgage.

 

$400 for food? What the heck do you guys eat, PBJ for every meal?

 

$400 is a high estimate. We eat out maybe once a month. Buy in bulk from Costco and only have 1 kid who's about to be 1, so he doesn't eat that much.

 

Adopt a couple kids and see what happens to that number

 

We spend north of $200 a week. Damn kids have a hollow leg

 

Jet fuel ain't cheap

 

...buried somewhere if I could just find it.

 

About 2.2 is the long term rate.

 

I have one of those shitty municipality retirement plans where they pay you every month until you die.

 

I would have guessed closer to 2.5, but that makes sense.

 

I know. I just laugh when people complain about how much their kids cost. They're easily preventable.

 

Just pull out

 

Being single is so great.

 

I didnt' say it wasn't worth the money

 

You didn't have to.